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Free ROI Calculator

Hire vs. Contract a CDO

The real Year 1 cost difference between bringing on a full-time Chief Data Officer and engaging a fractional CDO — live, with your numbers.

Built for mid-market CEOs. No sign-up required.

Your Company

Adjust the sliders — results update instantly.

$15.0M
$1.0M$100.0M
$80K
$0$500K
75
10500
$220,000
$150,000$350,000
15 hrs
5 hrs40 hrs

Fractional saves you $187,650 in Year 1. Start there.

Year 1 Savings with Fractional

+$187,650

Breakeven: fractional makes sense until you need 17 hrs/week consistently

Full-Time CDO

$385,000

Year 1 total

Base salary
$220,000
Benefits + payroll tax(30%)
$66,000
Recruiting fee(20% of salary)
$44,000
Onboarding ramp(6 mo @ 50% productivity)
$55,000
Fractional CDO

$197,350

Year 1 total

Monthly retainer(15 hrs/wk × $250/hr)
$16,238
Setup / discovery(one-time)
$2,500
Annual: $194,850 + $2,500 setup
Risk Comparison
FactorFull-TimeFractional
Time to productive6–12 months2–4 weeks
Exit cost if not a fit6 months severance30-day notice
Scales with your needsNoYes
Access to current AI toolsVariesAlways current

Ready to see what a fractional CDO engagement would actually look like for your company?

Schedule a Free Strategy Call with Josh

Josh Elberg · Fractional CDO & AI Strategy · Palavir LLC