Palavir LLC · Annual Report
The State of US Small Business
and Compliance
2026 Edition
The State of US Small Business
Contents
What's in this report
- 1.Executive summary3
- 2.The top-line numbers4
- 3.Where small business lives5
- 4.The wage story7
- 5.Compliance risk geography9
- 6.The HUBZone county test11
- 7.Where to open your next business12
- 8.The long tail of new business formations14
- 9.About the data15
- 10.About Palavir16
This report is free. There is no email gate, no paywall, no sign-up form. If you find it useful and want the 2023 edition in your inbox next May, the link at the back will get you on the list. Otherwise, copy what helps and ignore the rest.
Section 1
Executive summary
Ten findings worth reading the rest of the report for. Every number on this page is sourced from public data assembled by Palavir in the first five months of 2026.
- The United States has 8,290,063 business establishments employing 135,736,554 workers with $8.96 trillion in combined annual payroll, per Census County Business Patterns 2022.
- California, Texas, and Florida together account for 27.9% of all US establishments. California alone is 12.3% of the country.
- 207,215 federal exclusion records are active across the US: 82,928 on the OIG LEIE (healthcare) plus 124,287 on the GSA SAM list (procurement).
- Mississippi has the highest exclusion intensity in the country: 788 federal exclusions per 10,000 business establishments, roughly 3.7x the national median.
- Finance and Insurance in New York is the highest-paying state-NAICS combination in the country, with an average annual wage of $262,027 , +112% versus the national average for that sector.
- Hospitality is consistently the lowest-wage sector. West Virginia's accommodation and food services workers average $19,856/year, 13.2x less than NY finance.
- Across the 12 states covered by Palavir NewFilings, 15,292,338 Secretary-of-State business filings have been indexed. New York alone accounts for 5,751,706 of them.
- Among counties with population ≥ 50,000, the top-ranked place to open a new business on Palavir's composite opportunity index is Gallatin County, MT (population 122,194, median household income $87,454, 17% population growth since 2018).
Sources: US Census CBP 2022, ACS 2023 5-Year Estimates, HHS-OIG LEIE, GSA SAM Exclusions, Palavir NewFilings. As of 2026-05-27.
Section 2
The top-line numbers
Start with the size of the thing being counted. The headline figures below come from the most recent full release of Census County Business Patterns (2022), augmented with federal exclusion counts from 2026-05-27 and Palavir's running NewFilings index.
US establishments
8,290,063
Census CBP 2022, sum of 19 NAICS sectors
US private employment
135,736,554
Census CBP 2022
Annual private payroll
$8.96 trillion
Census CBP 2022, reported in $1000s
Active federal exclusion records
207,215
OIG LEIE: 82,928 · GSA SAM: 124,287
New business filings (12-state Palavir index)
15,292,338
Palavir NewFilings, cumulative through 2026-05-27
Avg payroll per worker
$66,043
Derived: total payroll divided by total employment
The single most useful thing this page tells you: there are roughly 8.3 million addressable business buyers in the United States, with 136 million workers behind them. That number is the denominator under almost every market sizing exercise, every "TAM" slide, and every federal compliance question this report touches.
Note on CBP vintage. Census County Business Patterns is released roughly two years behind the calendar, the 2022 release is the most current full dataset available in 2026. ACS 5-Year Estimates and federal exclusion lists are more current (2023 and 2026-05-27 respectively). This is the same convention used by the Census Bureau itself in its own annual statistical releases.
Sources: US Census CBP 2022, HHS-OIG LEIE, GSA SAM Exclusions, Palavir NewFilings.
Section 3 · Page 1
Where small business lives
Three states own a third of every business establishment in the country. The geography is concentrated, and it has been concentrated for a long time. The table below is not surprising in its shape, it is more useful for the magnitude than the order.
Top 10 states by establishments
| # | State | Establishments | Employment | % of US |
|---|---|---|---|---|
| 1 | California | 1,022,104 | 16,030,863 | 12.3% |
| 2 | Texas | 656,638 | 11,506,502 | 7.9% |
| 3 | Florida | 632,756 | 9,628,133 | 7.6% |
| 4 | New York | 539,588 | 8,428,881 | 6.5% |
| 5 | Illinois | 322,152 | 5,533,585 | 3.9% |
| 6 | Pennsylvania | 307,507 | 5,584,574 | 3.7% |
| 7 | Georgia | 258,008 | 4,248,926 | 3.1% |
| 8 | Ohio | 254,436 | 4,963,616 | 3.1% |
| 9 | North Carolina | 254,428 | 4,106,475 | 3.1% |
| 10 | New Jersey | 237,215 | 3,813,362 | 2.9% |
Visual: top 10 states by establishments
Source: US Census County Business Patterns 2022.
Section 3 · Page 2
Top counties and the long tail
Top 10 counties by establishments
| # | County | State | Establishments | Population |
|---|---|---|---|---|
| 1 | Los Angeles County | California | 303,972 | 9,848,406 |
| 2 | Cook County | Illinois | 134,765 | 5,185,812 |
| 3 | Harris County | Texas | 109,711 | 4,758,579 |
| 4 | Maricopa County | Arizona | 107,526 | 4,491,987 |
| 5 | Orange County | California | 106,169 | 3,164,063 |
| 6 | Miami-Dade County | Florida | 95,817 | 2,685,296 |
| 7 | New York County | New York | 94,914 | 1,627,788 |
| 8 | San Diego County | California | 92,725 | 3,282,782 |
| 9 | King County | Washington | 70,474 | 2,262,713 |
| 10 | Dallas County | Texas | 70,386 | 2,603,816 |
Los Angeles County alone has more business establishments (303,972) than any state in the bottom 15 of the previous table. County-level concentration is sharper than state-level concentration. If you sell to small businesses, ZIP-level targeting beats state-level targeting on every dimension that matters.
The bottom 5 states
The least concentrated states give a useful contrast to the leader board above. These five states combined hold fewer total establishments than San Diego County, California.
| State | Establishments | % of US |
|---|---|---|
| Vermont | 20,854 | 0.25% |
| Alaska | 22,053 | 0.27% |
| Wyoming | 23,130 | 0.28% |
| District of Columbia | 23,854 | 0.29% |
| North Dakota | 25,068 | 0.30% |
Industry mix: top 3 states
The top three states are not all the same shape. Their industry mixes diverge in ways that explain a lot about regional sales and recruiting patterns.
California, top 5 sectors by establishments
| NAICS sector | Establishments | % of state |
|---|---|---|
| Professional, Scientific, and Technical Services | 142,540 | 13.9% |
| Health Care and Social Assistance | 127,019 | 12.4% |
| Retail Trade | 107,053 | 10.5% |
| Accommodation and Food Services | 94,672 | 9.3% |
| Construction | 85,171 | 8.3% |
Texas, top 5 sectors by establishments
| NAICS sector | Establishments | % of state |
|---|---|---|
| Retail Trade | 83,788 | 12.8% |
| Professional, Scientific, and Technical Services | 81,011 | 12.3% |
| Health Care and Social Assistance | 77,083 | 11.7% |
| Accommodation and Food Services | 64,929 | 9.9% |
| Other Services (except Public Administration) | 57,987 | 8.8% |
Florida, top 5 sectors by establishments
| NAICS sector | Establishments | % of state |
|---|---|---|
| Professional, Scientific, and Technical Services | 92,313 | 14.6% |
| Retail Trade | 75,743 | 12.0% |
| Health Care and Social Assistance | 71,591 | 11.3% |
| Construction | 65,238 | 10.3% |
| Other Services (except Public Administration) | 54,117 | 8.6% |
Source: US Census County Business Patterns 2022.
Section 4 · Page 1
The wage story
When you look at average annual wages by state and NAICS sector, the spread is wider than most national summaries suggest. Filtering to combinations with at least 5,000 workers (so the result is not a small county artifact), the ten highest-paying state-sector combinations look like this.
Top 10 highest-paying state-NAICS combinations
| # | State | Sector | Avg annual wage | Employees | vs US |
|---|---|---|---|---|---|
| 1 | New York | Finance and Insurance | $262,027 | 539,719 | +112% |
| 2 | Washington | Information | $249,982 | 184,141 | +76% |
| 3 | California | Information | $221,502 | 794,947 | +56% |
| 4 | District of Columbia | Finance and Insurance | $193,373 | 21,199 | +56% |
| 5 | California | Management of Companies and Enterprises | $188,506 | 369,984 | +49% |
| 6 | Massachusetts | Finance and Insurance | $176,074 | 187,453 | +42% |
| 7 | Connecticut | Finance and Insurance | $174,853 | 112,512 | +41% |
| 8 | Massachusetts | Information | $159,024 | 130,330 | +12% |
| 9 | District of Columbia | Professional, Scientific, and Technical Services | $157,547 | 113,870 | +50% |
| 10 | New Jersey | Management of Companies and Enterprises | $154,836 | 119,547 | +22% |
The leader board is dominated by three sectors: Finance and Insurance, Information, and Management of Companies and Enterprises. New York, Washington, and California take seven of the ten slots. This is not the average American wage market. This is the very thin top of it.
Top 10 lowest-paying state-NAICS combinations
| # | State | Sector | Avg annual wage | Employees |
|---|---|---|---|---|
| 1 | West Virginia | Accommodation and Food Services | $19,856 | 63,567 |
| 2 | Kansas | Accommodation and Food Services | $19,892 | 117,287 |
| 3 | Nebraska | Accommodation and Food Services | $19,893 | 77,825 |
| 4 | Kentucky | Accommodation and Food Services | $19,964 | 172,542 |
| 5 | Ohio | Accommodation and Food Services | $20,115 | 473,891 |
| 6 | Iowa | Accommodation and Food Services | $20,144 | 119,547 |
| 7 | West Virginia | Arts, Entertainment, and Recreation | $20,245 | 6,534 |
| 8 | North Dakota | Arts, Entertainment, and Recreation | $20,276 | 5,662 |
| 9 | Oklahoma | Accommodation and Food Services | $20,338 | 163,318 |
| 10 | Arkansas | Accommodation and Food Services | $20,343 | 109,696 |
Source: US Census CBP 2022, payroll divided by employment.
Section 4 · Page 2
The same job, different state
A more useful framing: take a single sector and look at the geographic spread for the same job. We use NAICS 62 (Health Care and Social Assistance) and NAICS 23 (Construction) below, two sectors with workers in every state.
Healthcare and Social Assistance (NAICS 62)
Highest healthcare wage state
$72,470
California
Lowest healthcare wage state
$50,356
New Mexico
California healthcare
$72,470
2,221,389 employees
Mississippi healthcare
$52,045
165,204 employees
The same NAICS code, in the same year, in the same country. The spread between the highest-paying and lowest-paying state for healthcare and social assistance is 44%. A healthcare worker in California earns roughly $22,114 more per year than one in New Mexico, before any cost-of-living adjustment.
Construction (NAICS 23)
Highest construction wage state
$92,599
Alaska
Lowest construction wage state
$57,762
Idaho
For sourcing and pricing decisions, the practical question is rarely "what does this sector pay nationally", it is "what does this sector pay in the specific state I am bidding in." The national average hides a 2-to-3x spread inside almost every NAICS.
Source: US Census CBP 2022.
Section 5 · Page 1
Compliance risk geography
Federal exclusion lists are the most boring and most underused data in vendor-risk management. The OIG LEIE list (Medicare and Medicaid program exclusions) and the GSA SAM list (federal procurement exclusions) together contain 207,215 active records as of 2026-05-27. The relevant question for buyers, lenders, and partners is not the raw count, it is the rate per 10,000 businesses in each state.
Top 10 states by federal exclusion intensity
Exclusions per 10,000 business establishments. Calculated as (LEIE + SAM count) divided by total Census CBP establishments, multiplied by 10,000.
| # | State | Per 10K estab | LEIE | SAM | Total |
|---|---|---|---|---|---|
| 1 | Mississippi | 788 | 2,048 | 2,712 | 4,760 |
| 2 | Vermont | 645 | 578 | 768 | 1,346 |
| 3 | West Virginia | 585 | 845 | 1,233 | 2,078 |
| 4 | Rhode Island | 445 | 520 | 792 | 1,312 |
| 5 | Oklahoma | 438 | 1,663 | 2,525 | 4,188 |
| 6 | Louisiana | 430 | 1,941 | 2,706 | 4,647 |
| 7 | Kentucky | 427 | 1,741 | 2,247 | 3,988 |
| 8 | Arkansas | 423 | 1,274 | 1,667 | 2,941 |
| 9 | Alabama | 421 | 1,870 | 2,545 | 4,415 |
| 10 | Arizona | 381 | 2,669 | 3,421 | 6,090 |
Visual
The national median exclusion intensity is 213 per 10,000. Mississippi runs at roughly 3.7x the median. If your vendor screening process only looks at raw exclusion counts, you will systematically under-weight risk in small states and over-weight risk in large states.
Sources: HHS-OIG LEIE, GSA SAM Exclusions, US Census CBP 2022. As of 2026-05-27.
Section 5 · Page 2
Reading the exclusion map
A few patterns are worth calling out explicitly because they tend to be missed when this data is looked at one state at a time.
The Deep South cluster
Mississippi, Louisiana, Alabama, Arkansas, and Kentucky all appear in the top 10 by intensity. So do Oklahoma and West Virginia. Seven of the ten highest-intensity states are in the South or Appalachian region. This is not a random distribution.
The lowest-intensity states
| State | Per 10K estab | LEIE | SAM |
|---|---|---|---|
| District of Columbia | 127 | 93 | 211 |
| Wisconsin | 132 | 777 | 1,122 |
| Nebraska | 133 | 314 | 435 |
| Hawaii | 143 | 177 | 293 |
| Montana | 146 | 256 | 357 |
Practical implication
A vendor screen built only at the federal level, "is this entity on LEIE or SAM today", answers a narrower question than most buyers think. It tells you whether the entity itself has been excluded. It does not tell you whether the entity sits in a state where exclusion rates run 5x the national median, which is a useful proxy for the local enforcement environment. The intensity table above is the missing layer.
What we cannot show. The OIG LEIE and SAM lists do not include a clean NAICS field on every record. Sector-level intensity (e.g., "exclusion rate inside healthcare NAICS 62") is therefore not computable at the same fidelity as the state-level numbers above. We disclose that gap rather than paper over it with estimates.
Sources: HHS-OIG LEIE (oig.hhs.gov/exclusions), GSA SAM Exclusions (sam.gov), US Census CBP 2022. As of 2026-05-27.
Section 6
The HUBZone county test
The SBA's Historically Underutilized Business Zone (HUBZone) program gives federal contract preference to certified small businesses located in qualifying areas. An earlier edition of this page counted every county with median household income below 80% of the national median as HUBZone-eligible. That is not the rule, so we have withdrawn those counts.
What the rule says
Under 13 CFR 126.103, a HUBZone is an area within a qualified census tract, a qualified non-metropolitan county, Indian reservation lands, a redesignated area, a qualified base closure area, a qualified disaster area, or a Governor-designated covered area. A county can qualify as a county only if it is not in a metropolitan statistical area, and then on one of three tests: its median household income is less than 80% of its State median household income; its unemployment rate is at least 140% of the lower of the US or State average; or, in Alaska, Hawaii and the territories, it contains a Difficult Development Area.
The dataset behind this report has county incomes but no metropolitan delineation, so it cannot say which counties qualify. A count built from income alone would include metropolitan counties, where the county test does not apply.
How to check a location. The official SBA HUBZone map (maps.certify.sba.gov/hubzone/map) is the only authority. Our free county income screen at palavir.co/tools/hubzone-lookup checks the income test for one county against its own State median. It is a screen, not an SBA determination.
Rule text: 13 CFR 126.103, definitions of “HUBZone” and “Qualified non-metropolitan county” (eCFR, text in force 2026-09-22).
Section 7 · Page 1
Where to open your next business
Palavir publishes a composite county opportunity index that combines four equally-tractable signals: median household income, population growth, establishment density per capita, and state-level federal exclusion intensity. The weights are 30% / 25% / 25% / 20%. Each component is z-scored across all counties and then linearly combined. The full table below filters to counties with population at least 50,000, small enough to be reachable, large enough to matter.
Top 15 counties (population ≥ 50,000) by opportunity score
| # | County | State | Score | Population | Median HHI | Pop growth |
|---|---|---|---|---|---|---|
| 1 | Gallatin County | MT | 1.54 | 122,194 | $87,454 | 17% |
| 2 | Madison County | ID | 1.44 | 53,578 | $58,259 | 38% |
| 3 | Eagle County | CO | 1.17 | 55,374 | $103,174 | 2% |
| 4 | Comal County | TX | 1.16 | 174,552 | $99,015 | 29% |
| 5 | Lincoln County | SD | 1.15 | 68,286 | $96,552 | 24% |
| 6 | Flathead County | MT | 1.11 | 108,445 | $71,327 | 11% |
| 7 | Kaufman County | TX | 1.07 | 160,718 | $88,606 | 35% |
| 8 | Washington County | UT | 1.07 | 189,827 | $76,411 | 18% |
| 9 | Walton County | FL | 1.04 | 79,846 | $79,281 | 21% |
| 10 | Deschutes County | OR | 1.03 | 203,026 | $87,640 | 12% |
| 11 | Iron County | UT | 1.03 | 60,201 | $65,527 | 21% |
| 12 | Kootenai County | ID | 0.98 | 177,736 | $77,034 | 16% |
| 13 | Forsyth County | GA | 0.98 | 260,062 | $138,000 | 18% |
| 14 | Rockwall County | TX | 0.94 | 116,931 | $124,917 | 25% |
| 15 | New York County | NY | 0.93 | 1,627,788 | $104,553 | -0% |
Source: Palavir Opportunity Index 2026. Inputs: ACS 2023 5-Year Estimates (income + population), ACS 2018 5-Year (prior population for growth), CBP 2022 (establishment density), LEIE/SAM as of 2026-05-27 (state-level exclusion intensity).
Section 7 · Page 2
Methodology and industry-specific re-ranking
Why these counties scored highest
The pattern is consistent. The top 15 are dominated by mid-size counties in growing states with relatively low state-level exclusion intensity and median household income above the national average. Gallatin County, Montana (Bozeman) is the leader on the population-floor filter, posting 17% population growth and $87,454 median household income. The Mountain West and exurban Texas dominate the leader board.
Industry-specific re-ranking
The composite score does not consider the specific industry you operate in. A construction company re-ranks the same counties by demand for housing starts and pipeline of permitted projects. A healthcare clinic re-ranks by population age, density, and existing supply of competitors. A tech services firm re-ranks by educated workforce share. Palavir publishes industry-specific re-rankings as dedicated tools, links at the end of this report.
The same county will score very differently depending on the lens applied:
- Construction-weighted: counties with high population growth + low housing supply + high median home value tend to outrank ski-town counties on opportunity-per-dollar-of-overhead.
- Healthcare-weighted: counties with growing 65+ populations and high existing healthcare establishment density (revenue base + workforce pipeline) outrank growth-only counties.
- Tech-services-weighted: counties with high bachelor's-degree share, high broadband penetration, and presence of an anchor research university outrank pure growth-and-income counties.
Caveat on county-level scores. The opportunity index uses state-level exclusion intensity as its compliance signal because per-county LEIE/SAM data is not consistently published. A county in a high-intensity state inherits that signal. If you have access to county-level enforcement data (US Attorney's Office activity, state inspector general dockets), you can swap that in for a more accurate result.
Source: Palavir Opportunity Index, methodology document at palavir.co/tools/opportunity-index.
Section 8
The long tail of new business formations
Census County Business Patterns measures the stock of US business establishments at a point in time. It does not measure the flow of new registrations. Palavir's NewFilings index reads Secretary-of-State public registries for 12 states (Colorado, Connecticut, DC, Florida, Iowa, Missouri, New York, Oregon, Pennsylvania, Texas, Virginia, Washington) and accumulates one row per new entity registered. As of 2026-05-27 the index holds 15,292,338 rows across those 12 states.
NewFilings: cumulative state totals (12 covered states)
What this number says about the post-2020 economy
The pandemic-era jump in business formation has not reversed. The 5,751,706 filings indexed in New York alone are larger than the cumulative total of every state below the top five. Two things are happening at once: a real expansion in sole-proprietor and LLC formation since 2020, and an indexing tailwind from states like New York that publish bulk SOS data going back many years.
Coverage gap. 38 states are not currently in the NewFilings index. The published methodology calls out which states publish bulk SOS data versus which require captcha-defended one-record-at-a-time queries. California, Illinois, and Ohio, three of the largest establishment states, are not yet in the index because of the latter constraint. Future editions will expand coverage as state data-portal access improves.
Source: Palavir NewFilings (newfilingalerts.com), cumulative through 2026-05-27.
Section 9
About the data
Sources
- US Census County Business Patterns (CBP) 2022. Public domain. Released annually with a two-year lag. Provides establishment, employment, and payroll counts at US, state, county, and ZIP levels by 2-digit NAICS sector. The 2022 release is the most current full vintage available in 2026.
- American Community Survey (ACS) 2023 5-Year Estimates. Public domain. Provides demographic and income data at the US, state, county, place, and ZCTA levels. 5-Year Estimates are the most reliable for small geographies.
- HHS-OIG List of Excluded Individuals and Entities (LEIE). Public domain. Identifies individuals and entities excluded from participation in Medicare, Medicaid, and other federal healthcare programs. Refreshed monthly by the HHS Office of Inspector General.
- GSA System for Award Management (SAM) Exclusions. Public domain. Identifies entities debarred, suspended, or otherwise excluded from federal procurement and grant programs. Updated continuously by the General Services Administration.
- Palavir NewFilings. Aggregated public Secretary-of-State business filings across 12 states. Cumulative index as of 2026-05-27.
Methodology
- NAICS coverage. 19 two-digit NAICS sectors. Sub-sector detail (4-digit, 6-digit) is available in the underlying Palavir Census Bundle but not used in this report.
- Average annual wage. Total annual payroll divided by total employment. This is a simple average and does not adjust for hours worked, part-time vs full-time mix, or cost-of-living. It is the same convention used by Census in its CBP summary tables.
- Exclusion intensity. (LEIE + SAM count) divided by total CBP establishments, multiplied by 10,000. State-level only; county-level intensity is not computable from the public data with confidence.
- HUBZone. This edition publishes no HUBZone county counts. The county test in 13 CFR 126.103 compares a non-metropolitan county's median household income with 80% of its State median, and the data here has no metropolitan delineation. Use the official SBA HUBZone map for any certification decision.
Limitations
- CBP suppression. Census suppresses cell values where disclosure would identify an individual establishment. Small-state, small-sector intersections are the most affected. We disclose these as "not available" rather than impute.
- NewFilings coverage. 12 states only. Rankings on Section 8 are within that 12-state universe, not all 50 states.
- Vintage mismatch. CBP is 2022. ACS is 2023. Exclusions are 2026-05-27. Most readers will not care, but year-over-year interpretation should account for the lag.
Refresh cadence
This report is regenerated annually each May, after the prior year's CBP release. Component data products (state pages, county pages, ranking tables on palavir.co) refresh on their own faster cadences, exclusion lists monthly, NewFilings nightly, CBP and ACS annually.
Generated 2026-05-27T22:00:28.797Z. Source files frozen at vintages noted above.
Section 10
About Palavir
Palavir LLC is a Pennsylvania-based data and consulting firm founded in 2023. We build public-data products and tools that help small businesses, lenders, attorneys, and federal contractors make better decisions with information that is already public but difficult to assemble.
We are a small operation. We do not sell advertising. We do not gate downloads behind email forms. We publish the underlying data products as paid datasets on marketplaces (Snowflake, Datarade) and the dashboards and tools they power as free reads on palavir.co. Our paying customers are buyers of structured data and consumers of our consulting work; everyone else is reading for free.
Products
- GovBids, federal contract opportunities, awards, and small-business set-aside tracking. govcontractdata.com
- NewFilings, fresh business filings from Secretary-of-State public registries across 12 states. newfilingalerts.com
- FindGrants, grant opportunity matching for small businesses and nonprofits, indexed across 60,000+ live grants. findgrants.io
- OnePageAudit, ADA/WCAG accessibility scanning for small business websites. onepageaudit.com
- Palavir Census Bundle, the underlying dataset behind this report, available for commercial use on Snowflake Marketplace and Datarade. palavir.mydatastorefront.com
- SkipEntry, AI invoice extraction for bookkeepers and small business AP teams. skipentry.com
Free tools
Every tool below is free to use without registration:
Market sizing by NAICS + geographyHUBZone county lookupCounty rankingsOpportunity index browserLocation picker by NAICSFree CSV enrichmentAll 969 state-NAICS PDF reports
The 2027 edition
This report will be re-issued in May 2027 with refreshed CBP 2023 data, updated exclusion lists, and any new NewFilings state coverage we add between now and then. If you would like a copy emailed to you when it ships, contact josh@palavir.co and we will add you to the announcement list. That is the only thing on the list; we do not run a newsletter.
Contact
Joshua Elberg, Founder · josh@palavir.co · palavir.co