HUBZone county income screen

SBA treats a non-metropolitan county as a HUBZone if its median household income is less than 80% of its state's median household income (one of three tests in 13 CFR 126.103). This tool runs that one income comparison for 3,144 US counties (county-equivalents). 1,060 of them have a median below 80% of their state median.

This is a screen, not a determination. A county-level income number cannot tell you whether your address is in a HUBZone:

  • The county test only applies to counties outside a metropolitan statistical area. This tool does not know whether your county is metropolitan.
  • In metropolitan areas, HUBZones are qualified census tracts, decided tract by tract. A county that fails this screen can still contain qualifying tracts.
  • A non-metropolitan county can also qualify on unemployment (at least 140% of the lower of the US or state average) or, in Alaska, Hawaii and the territories, by containing a Difficult Development Area. This tool has neither dataset.
  • Indian reservation lands, redesignated areas, base closure areas, disaster areas and Governor-designated areas are also HUBZones and are not checked here.

The official SBA HUBZone map is the only authoritative answer for an address.

Pick a state and county above to see the result.

How the screen is computed

13 CFR 126.103 defines a qualified non-metropolitan county as one in which “the median household income is less than 80% of the State median household income, based on a 5-year average of the available data from the Bureau of the Census.” This tool compares county and state median household income from the Census ACS 2023 5-year estimates (table B19013_001E) and flags a county when its median is strictly below 80% of its state median. SBA may use a different data release than this one, so a county close to the line can come out differently on the official map.

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